The South Shop Federal Credit Union (formerly known as C.T.A.S.S.&U) is built on unparalleled service and performance since 1938. We are a federally insured credit union with the N.C.U.A.. Our field of membership started with the C.T.A. and expanded to G.C. America and Guardian Security.

We are a closed field of membership exclusive for employees of the Chicago Transit Authority, G.C. America, and Guardian Security. Our goal is to provide our members with the best financial services we can.

We offer many types of low interest loans and interest savings accounts without compromise.

The Credit Union is currently over 1200 members strong with assets over 12 million dollars. Your savings are insured up to $250,000.00 by the National Credit Union Association.

Read our Privacy Policy here.

Your Credit Union and Website

The Credit Union is governed by a Board of Directors consisting of seven members who meet monthly to establish policies and oversee the operation of the Credit Union. We treat all of our members with courtesy and integrity. Our years of experience and notable expertise ensure that your financial future is in good hands.

The South Shop Credit Union is committed to providing a website for its members that is accessible regardless of technology or ability. In doing this we adhere to many of the available standards and guidelines. Please contact us by phone 708-925-9500 if you encounter any page or feature that presents a challenge.

If a member becomes a victim of identity theft, contact the police, your credit union and then the Federal Trade Commission's Identity Theft Hotline 877-438-4338 and file a complaint.

NCUA logo

Visa Credit Cards / Balance Transfer Programs

Your Credit Union offers a fixed low interest Visa credit card with no annual fees.  Balance Transfer Programs and specials are available during the year. Call the office at (708-925-9500) for more information.



CALL-(800) 543-5073

New Car Lending starting at 3.99%*

Take advantage of every dealer rebate and finance your new vehicle with us today! This rate is fixed for up to 5 years. Used car financing starts at 4.49% *

* apr is based on TransUnion credit score*



Annual Meeting & Dinner Dance 2025

The Annual Dinner Dance will be at Georgios Banquet Hall in Orland Park on Saturday 3/29/25. There will be dinner, drinks, dancing, giveaways and more. Come out and join us for a great night of Fun with Friends! Tickets are $40.00 each.

Visa Gift Cards Available

Accepted anywhere Visa  cards are welcomed. Great gift idea for that hard to buy for person. More flexibility than a gift card that can only be used at a single retailer. Amounts range from $10.00 up to $500.00 (plus a one time $3.00 activation fee.)

Dormant Account Notice

Keep your account active! Make a single deposit or withdrawal once a year. After 1000 days without activity there is a $5 Dormant fee.

The State of Illinois has revised the Uniform Unclaimed Property Act on Jan. 1, 2018. Under this act the presumptive period of abandonment changes from 5 years to 3 years. As a result accounts without any owner activity will be turned over to the Illinois State Treasurer's Office, upon completion of the owner notification procedure.