The South Shop Federal Credit Union (formerly known as C.T.A.S.S.&U) is built on unparalleled service and performance since 1938. We expanded our field of membership to Guardian Security in 2017. GC America was included in 2018.
We are a closed field of membership credit union committed to providing the employees of the C.T.A. South Shop, West Shop, Garage Maintenance, Office Personnel, Guardian Security and GC America the best service we can.
We offer many types of low interest loans and interest savings accounts without compromise.
The Credit Union is currently over 1000 members strong with assets over 12 million dollars. Your savings are insured up to $250,000.00 by the National Credit Union Association.
Your Credit Union and Website
The Credit Union is governed by a Board of Directors consisting of nine members who meet monthly to establish policies and oversee the operation of the Credit Union. We treat all of our members with courtesy and integrity. Our years of experience and notable expertise ensure that your financial future is in good hands.
The South Shop Credit Union is committed to providing a website for its members that is accessible regardless of technology or ability. In doing this we adhere to many of the available standards and guidelines. Please contact us by phone 708-925-9500 if you encounter any page or feature that presents a challenge.
If a member becomes a victim of identity theft, contact the police, your credit union and then the Federal Trade Commission's Identity Theft Hotline 877-438-4338 and file a complaint.
Visa Credit Cards
Your Credit Union offers a fixed low interest Visa credit card with no annual fees. Periodically we have low interest balance transfer programs. Call the office at (708-925-9500) for more information about your Credit Union Visa Card.
New Car Lending starting at 2.99%*
Take advantage of every dealer rebate and finance your new vehicle with us today! This rate is fixed for up to 5 years. Used car financing starts at 3.49% *
* apr is based on TransUnion credit score*
Visa Gift Cards Available
Accepted anywhere Visa cards are welcomed. Great gift idea for that hard to buy for person. More flexibility than a gift card that can only be used at a single retailer. Amounts range from $10.00 up to $500.00 (plus a one time $3.00 activation fee.)
Dormant Account Notice
Keep your account active! Make a single deposit or withdrawal once a year. After 1000 days without activity there is a $5 Dormant fee.
The State of Illinois has revised the Uniform Unclaimed Property Act on Jan. 1, 2018. Under this act the presumptive period of abandonment changes from 5 years to 3 years. As a result accounts without any owner activity will be turned over to the Illinois State Treasurer's Office, upon completion of the owner notification procedure.